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South Carolina Mortgage Lenders

Free Online Mortgage Application - Up to Three Lender Quotes

Don't know which type of mortgage loan is best for you? 
Find out below.

bulletConventional Fixed Rate Loan
Conventional fixed rate loans require a minimum of 5% down and a fairly good recent credit history.  Down payments must be from your own funds.  The interest rate remains the same for the term of the loan.
bulletConventional Adjustable Rate Loan
Conventional adjustable rate loans also require a minimum of 5% down and a fairly good recent credit history.  The interest rate remains fixed for the first 1, 3, 5, 7 or 10 years.  The rate will adjust with the market after the initial fixed rate period according to the terms established when you close.  A low initial rate may help you qualify for a larger loan.
bullet New Construction Loan
One-time close loans a single loan for construction and permanent financing loans from $50,000 to $3,000,000.  Reduced and even no income documentation loans.  Flexible and dependable disbursements.  Interest reserve accounts to cover your interest payments during construction.  Bridge loans to use the equity in your current home as your down payment.
bulletCost of Living Calculator
Non-conforming loans often allow imperfect credit and higher debt than conventional loans.  Some loans can be approved with limited documentation of income, debt, employment and assets.  These loans offer substantially higher interest rates, but may allow you to buy a home when your credit is poor or you are self-employed.  Most, but not all, require substantial down payments.
Click here to fill out an online application & get started right now.
direct mortgage partners offers morgage loans in all of south carolina including abbeville county, aiken county, allendale county, anderson county, bamberg county, barnwell county, beaufort county, berkeley county, calhoun county, charleston county, cherokee county, chester county, chesterfield county, clarendon county, colleton county, darlington county, dillon county, dorchester county, edgefield county, fairfield county, florence county, georgetown county, greenville county, greenwood county, hampton county, horry county, jasper county, kershaw county, lancaster county, laurens county, lee county, lexington county, marion county, marlboro county, mccormick county, newberry county, oconee county, orangeburg county, pickens county, richland county, saluda county, spartanburg county, sumter county, union county, williamsburg county, york county.

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